How it works?
“Go beyond “paying bills, Manage your healthcare costs”
Step 1
Activate Your Healthcare Asset.
Download the Phantom Wallet app, create your account, and load funds into your Digital Wallet. Your $100 annual account fee activates immediately, unlocking the entire DRODE provider network—physicians, dentists, optometrists, orthodontists, veterinarians, and psychologists.
- Takes about 5 minutes.
- Add funds via bank transfer or debit card.
- Your funds appear as DRODE tokens in your wallet—they belong to you.
- No minimum balance required to start.
- Use the Budget Planner to see how much to set aside monthly for your family’s needs.
The Gain: Your DRODE wallet is now an asset, ready to deploy. Unlike insurance premiums or credit card payments, this money stays yours.
Important: Your wallet must contain sufficient tokens to cover any service before treatment begins. The app shows you the cost upfront and reserves the amount at check-in. If your balance is insufficient, you can add funds instantly or use another payment method.
Step 2
Find Your Provider.
Open the Provider Network to find providers who accept DRODE. Filter by type (physician, dentist, optometrist, orthodontist, veterinarian, psychologist), location, or specialty.
- No “in-network” confusion—if they’re in the directory, they accept DRODE.
- Physician prices based on published 2x Medicare rates.
- Non-physician providers publish their own pricing in the directory.
- Book appointments directly through the app.
The Gain: You know who you’re seeing and what you’ll pay before you walk in.
Step 3
One-Tap Settlement.
After your visit, the provider submits the charge. You receive an itemized summary on your phone. Review it and tap “Approve.”
- Payment settles in seconds.
- Physician transactions: 3% fee (included in displayed price).
- Non-physician transactions: 1.5% fee (provider-side, lower than credit cards).
- Transaction is final—no follow-up bills, no “explanation of benefits” letters.
The Gain: You walk out with $0 debt and complete financial closure. The “clean break.”
A better way to
Pay for Care
Less waiting. Less stress. More control.
The Old Way
Get care → wait weeks for bill.
Mystery pricing—what will it cost?
Scattered payments across cards.
Insurance reviews, adjusts, denies.
Bills arrive 30–90 days later.
No visibility into total healthcare spend.
Provider chases payment for months.
The DRODE way
Get care → see price → tap to pay
Published or provider-set pricing, visible before service.
One wallet for every provider type.
You review. You approve. Done.
Settlement in seconds.
Complete family healthcare dashboard.
Provider gets paid instantly.
< 30 secs
Average settlement time
Zero
Surprise bills after payment
50 – 60%
Savings vs. typical cash rates
Instant
Provider Payment Speed
Insurance
Cash/Bill
Drode
0 Days
0
15
30
45
60
Displayed and approved before service
Physicians, Dentists, Optometrists, Orthodontists, Veterinarians, Psychologists, Chiropractors, Physical Therapists, and more.
What is Drode?
What is the Vision of Drode?
The DRODE Foundation envisions a transformative approach to healthcare, both in the U. S. and globally. Our goal is to empower healthcare consumers with full control over their health spending-choosing their own doctors, institutions, medications, and supplies throughout their lives.
Is DRODE Health Insurance?
How does DRODE work?
How much DRODE do you need to place into your digital wallet?
Is there a minimum account balance required to receive healthcare?
Can I take out the money I have placed in DRODE?
What Does Becoming a Member of the DRODE Community Mean?
What if I don’t have adequate DRODE Funds to pay for my healthcare service?
Insurance Companies have significant discounted rates for services, how does DRODE handle this?
What Does Achieving Membership Status in the DRODE Community Mean?
Who Can Accept and Receive DRODE for Healthcare Payments?
Can my DRODE account be used to pay for other expenditures?
Can I use my DRODE account to pay for someone else’s healthcare expenses?
What if my DRODE account increases in value, can I remove my assets?
Are there additional costs following being established as a Member in the DRODE Community?
Who Owns DRODE?
Ready to Experience Healthcare Differently?
Join DRODE today and take control of your healthcare payments.
